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My kid Sister (57) has decided to retire and walks out on July 1st. She's single and has been a workaholic for 35 years. The 60 plus hour weeks have taken a toll and shes had some health issues (auto immune etc) pop up and decided to call it quits. I'm 60 and think about it every day but have a few more years before I can walk.I've been told its a good idea to find another focus when you downshift and exit work life. Any advice from all you retirees...aside from fishing?
I retired at 57. Best & worst decision of my life. I'm a lot less stressed. My BP is down from 165/130 into normal levels. I fish (a lot)But not having the couple dozen or more folks to see on a daily basis makes me lonely. It's been a year and a half, and I found myself planning the day about when I could go to the bar, shoot a couple games of pool, and listen to some music. But it got expensive... I was buying rounds, playing keno, and the like. Sometimes hundreds of dollars a night. And I really wasn't happy, because the folks were all so drunk and loud. As often as not the bartender would come up to me and ask why I had my fingers stuffed into my ears and I was scowling at the bar top, rather than looking at people's faces and eyes. Now that it's nice out, I'm more prone to fish, hike, garden, etc. rather than heading downtown.
don't know what your physical condition is , but it sounds like you might consider a part time job where you can see other people
I took a "buyout" in 1997. They added 5 years to my 31 years and gave me health insurance for life. I was hired the next day by another company where I worked for about another 10 years. They laid me off and I worked a few days a week in a bait shop to cover worms (lol). It all worked out pretty good. I am still able to deer hunt, fish 1 or 2 days a week and bowl one night a week for 26 weeks of the year. I am slowing down and my body doesn't recover as fast after spending a day in the boat and I have even asked for a hard getting out of the boat at the launch, if someone is around and they are wearing a 2 piece bathing suit....h2l
Were you a Bell System employee?
Switch Tech for Rochester Telephone..h2l
Schedule an appointment with a fiduciary. This is real important. A fiduciary is obligated by law to advise for the customer's best interest. Try and follow their advice as close as possible as far as finances go.I retired at 60 in 2007. Was a bit hard financially until SSI kicked in at 62. The other thing that complicated finances was waiting until wife was eligible for Medicare. For three years she suffered with lousy health insurance.Meeting with a fiduciary prior to retiring really saved my butt financially speaking. I do not recommend just any financial advisor. A lot of them give you advice that makes the most money for their company. The customers wants and needs are given second consideration if at all.
Brad, didn't know her.Ice, CWA Local 1170, I was on Exc. Bd....h2l