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Reelmaster,You said you have two tackle boxes. Well, I looked at your profile and sawyour age, wait a few years and you will have a box or two for every type offish you go after. I have a box for perch, 3 or 4 for bass, one for bullheads/bottom fish, many small boxes for ice fishing, not to mention many for trout,flies, lures, etc. and lots of misc boxes for anything and everything. And like Mac said in his post, "it's scary to think of all the other gear a person canaccumlate", boats and all the stuff that goes with the sport of fishing (and Ithought golf was expensive.) Just my opinion.
I've decided to keep it simple, I only count food and beer, all other expenses are incidental. She3 say's I'm stillover budget, so I told her I would cut down on ice for the cooler this year