Do snowmobiles need to be insured in ny?

[buckzone101]

Anyone know if I have to insure my sled for riding it on the ice for fishing?? Thanks

[Ranger_bound]

Yup...isn't it required in order to register it also?

[buckzone101]

dont know a guy i work for gave me the sled the registration and the 2012 stickers and all iv gotta do is sign the back of the registration and im good to go right cause its transferable?

[Ranger_bound]

You still have to have the registration transferred from his name to yours.

[buckzone101]

how much would it cost to have it put in my name and to insure it? also how do i insure it? im new to this game..

[Ranger_bound]

Here is the link to NYS DMV what you are looking for is about 1/2 way down. For the issuance part look at Geico or Progressive I think you only need minimal coverage.

P.S. The registration fee is cheaper if you join a snowmobile club and obtain the registration voucher.
DMV:
http://www.dmv.ny.gov/recreation.htm

[buckzone101]

thanks

[buckzone101]

see now this is on the 4th site this says the only thing about insurance in  sites and says this... All snowmobiles operated on any part of a roadway or shoulder of a highway in New York State must be covered by minimum liability insurance. so dose that apply to ice fishing? 

[Ranger_bound]

Yeah, as long it's not a "high theft risk" snowmobile limited coverage is fine. That's all I have on my sleds and bride the trails around here with them.

[buckzone101]

well that sucks, and im pretty sure a 91 phazer is on the low end risk haha

[shaun_300]

I know in Ontario they have to be insured unless you are a licenced trapper. Last sled we had costed $300/year to insure.

[Ranger_bound]

I know in Ontario they have to be insured unless you are a licenced trapper. Last sled we had costed $300/year to insure.

wow. My issuance is like 40ish plus NYS's ridiculous registration fee.

[EddieRod]

  Just had mine insured the other day, liablity only..37 bucks. Thats not bad at all. Didn't have to be insured when getting it registred but got it to cross roads etc. Just as RB said. My 1st one also so I had alot of questions and brought the wife to make sure I understood   

[buckzone101]

what do u mean got it to cross roads? if i just rode it on the lake would i need it insured? also what if the guy said that i could ride it in his name with the title transfered to mine? all he has done is signed the back and its current till sept. and i really dont see a need in redoing it because he just did it when he gave it to me. and i didnt get a bill of sale or anything just the registration with his signiture on the back, and the new 2012 stickers.

[Pipefitz]

Page 9 from the NYS Snowmobile Guide.

Insurance
All snowmobiles must be insured unless they are operated solely on property owned or leased by the owner of the snowmobile.
New York State Parks law requires snowmobilers to carry liability coverage in the minimum amount of $10,000 for an accident involving one person, $20,000 for an accident involving two or more persons, and $5,000 for property damage from one accident.
Proof of insurance must be carried by the snowmobiler and must be displayed on request of any magistrate, law enforcement officer, or anyone who has suffered personal injury or property damage as a result of the snowmobiler’s actions.

[CJ Outdoors]

Been there done that!
 and got a ticket for not doing that!
You need insurance for anywhere other than you private property.

[fingerlaker]

Insurance, registration------>and HELMET required for ATV or snowmobile on the ice in New York.

[lakerman]

NO, Insurance is not manditory, otherwise you would need it to reg it, no, never been askjed, only asked for reg. on ice

[buckzone101]

ok im confused now, and if the guy signed it and told me i could run it like it was for the rest of the year would it be fine?

[oletimer]

Does my snowmobile require a registration in New York State?

You must register your snowmobile if you operate the snowmobile in New York State. A registration is not required if the snowmobile is operated on the private property of the owner or private property the owner has a contractual right to use. A snowmobile that is registered in another state and owned by a resident of that state, but is operated in NYS, must get a NYS registration. A non-resident of NYS with a snowmobile registered in another state can apply online for a NYS snowmobile registration. A temporary NYS registration is issued at the end of the transaction for immediate operation of the snowmobile in NYS.

New York State also requires a NYS or out-of-state registration on trailers.
 
Taken directly from DMV....Always go to the agency to get answers....Not some forum...

[buckzone101]

thats not even what i asked i asked if it needs to be insured, and if i could use it in the guys name cause he gave me permition and its transferable

[DasRottweiler]

Cut out the middleman, go right to the source. Call DMV and ask. Explain your situation and get a definitive answer. If you get checked by warden etc and for some reason you are illegal, watta ya gonna say, buncha guys on a website said it was cool? Good luck.... Rott

[oletimer]

Sure...use it...runn'er like ya stole it....
There...the answer you were looking for....

[buckzone101]

already ran it like i stole it then took a tumble on my back after launching a snowbank, thats what happens when your ditchbanging  , and broke limiter straps so its out for a while while i get new ones, and sorry guys i was half asleep thins morning when i posted that iv got 2 amps in me now.... guess ill have to get ahold of dec or pay the 200$ to get it reregistered, and the title change and the insurance or maybe ill just get ahold of the guy and see if he still  has it insured or not....