FishLittleRhodey,
My vote is for a high end LCD. If you want to save a few bucks you can hurry and pick up the '03 models before the '04s come out. I'd look for a Lowrance x97 before it gets replaced with the X135. Or you could get the X135.
I've used flashers and LCDs, and the LCDs (as long as you get the better models) are better by far. Yes they are real time. Yes they are good down to 20 degrees below zero farenheit. Any colder than that, and I've had enough fun for one day. Now, if you decide to get a cheaper LCD, you'll get what you pay for.
Fishrmn