I also have a 949 that I have used the last two years, and I love it. Have not had any problems with the hubs, and it has stayed plenty warm without the insulation. Plenty of fishing space for 2 people. In fact I liked it so much, I begged for the 9416i this year, for the longer bigger trips, and got one. Can't wait to use it. $150 is a great buy, you will be pleased!