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I've heard that belt rip on Polaris for years. Understand your machine. Belts can be tightened. I have 2 Polaris. 99 500 and a 16 570. Great machines. Just take a lil time to understand what you have and it will do whatever you want. You will learn from trips you take with it as far as what you want for tires and that. But don't worry about the belt. I have worked the crap out of my machines in all weather and wet belts and had zero issues.
if you polaris belt slips when wet you likely need to seal up the pvt cover - they have a gasket that goes bad from time to time or the bolts loosenyou shouldn't have water get to the pvt unless you get water in the "snorkel"