MyFishFinder.com Just like iceshanty but warmer
20º isn't cold at all and wind chill only affects exposed skin, it won't make the hole freeze any faster then 20º and no wind.. Put clothes on and go fish.
I got out this morning and it was dead until the snow started just after 11. The fish turned in and we caught dozens of perch aand gills..One of those rare occaision when ya catch a front just right! It was a bonanza!!!